federal BI&PD floor (typical)$750,000Not cargo insurance. Confirm the 49 CFR 387.9 row for this shipment.

start free trial · Look up the DOT · Look up the MC — then read the state checks below.

desk questions for this state

  • Is the MC on the rate con the same legal name as the Texas callback and the L&I docket?
  • What trailer covers this pickup — flat, step-deck, double-drop, or RGN — and what is the loaded deck height?
  • If the piece is overheight or overweight, is a TxDMV permit already in hand for this route?
  • How will this commodity be secured under 49 CFR 393 Subpart I (chains, straps, coil racks, tarps)?
  • Does cargo coverage name this motor carrier and cover the invoice, not only the $750,000 BI&PD floor?

stop and do not cover

  • No Active property authority on L&I for this interstate lane.
  • Oversize/overweight piece and no Texas permit plan before cover.
  • Legal name on the rate con does not match the FMCSA record.
  • They cannot name the trailer or the tiedown plan for this commodity.

what “texas flatbed” is not

There is no FMCSA registry of flatbed carriers by state. Census cargo-carried checkboxes (metal sheets, lumber, building materials, machinery) are hints on the MCS-150. They are not a trailer inventory and not a Texas headcount.

A load-board tag that says FB and a Texas cell is still one motor carrier. Match legal name, USDOT, and MC on Licensing & Insurance. Then ask what deck is covering this pickup.

corridors and the permit office

I-10 (Houston–San Antonio–El Paso), I-20 (Dallas–Midland), I-35 (Laredo–Dallas–Oklahoma line), and I-45 (Houston–Dallas) are where open-deck freight actually moves. Interstate authority does not include a Texas oversize or overweight permit.

TxDMV issues motor-carrier oversize/overweight permits for Texas highways. Axle weights, height, and escorts are that office’s problem, not FMCSA’s. If the mill sheet will not ride legally on a 48′ without a permit, the carrier needs a permit plan before you cover — not after the scale at a Texas weigh station.

Energy freight (pipe, tanks, skids) often looks like “they always run west Texas.” The docket on the thread still has to be the legal entity that will be on the rate con. A friend’s trailer in Odessa is a different cover or an identity gap.

liability versus the coil

Typical interstate property in vehicles over 10,000 pounds GVWR is a $750,000 BI&PD floor under 49 CFR 387.9. That filing is BMC-91 or BMC-91X on L&I. It does not pay for a shifted coil or a tarp that failed in a Gulf storm.

Ask cargo limits and named insured. Match the named insured to the FMCSA legal name. An emailed certificate for a dispatcher’s LLC is a different policy.

sources