federal BI&PD floor (typical)$750,000Not cargo insurance. Confirm the 49 CFR 387.9 row for this shipment.

start free trial · Look up the DOT · Look up the MC — then read the state checks below.

desk questions for this state

  • Is this a first-touch this season? If unused ≥ 30 days, new L&I and snapshot?
  • Does the census phone match the person dispatching this pickup?
  • Working reefer, set point written, recorder download contact named?
  • Breakdown coverage on the cargo policy for this named insured?
  • MC swap at the shed treated as a new lookup?

stop and do not cover

  • Covering on last season’s packet without a new L&I pull.
  • No breakdown coverage on produce or frozen.
  • Census phone unchanged in the email and a different voice on the unit.
  • MC swapped at pickup without a new check.

harvest phones are not the census line

Peak months fill with new cells that are not on the MCS-150. Call the census telephone. Ask extra cells to conference the office. A produce-board handle is not a carrier.

If unused 30 days or more, new L&I and a fresh snapshot before cover. Last season’s rate con is not this season’s authority. Filings cancel in the quiet months too.

ports and the inland shed

Jacksonville, Port Everglades, Miami, and Tampa move refrigerated imports. The highway carrier still needs authority. Terminal access is separate. If the move is a container pull, use the drayage questions as well as the reefer questions.

Hurricane closures are logistics. They are not a reason to skip L&I. If the carrier wants to swap MC because “the other truck got out,” that is a new check.

breakdown coverage on short-notice produce

Federal BI&PD at $750,000 does not pay for a warm load. Require cargo plus refrigeration-breakdown coverage naming this motor carrier. Set point on the rate con. Pulp or a set-point photo at loading if the shipper cares.

sources